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2024, c.1
- Consumer Protection Act
Table of Contents
Consumer Protection Act
1
DEFINITIONS, INTERPRETATION AND APPLICATION
2
UNFAIR PRACTICES
3
UNSOLICITED GOODS OR SERVICES
4
CONSUMER AGREEMENTS
Division A
Definitions and Interpretation
Division B
Distance Sales Contracts andInternet Sales Contracts
Division C
Future Performance Contracts
Division D
Personal Development Services Contracts
Division E
Gift Cards
Division F
Rewards Points
5
DIRECT SELLERS
6
COST OF CREDIT DISCLOSURE
Division A
Definitions, Interpretation and Application
Division B
Registration
Division C
Disclosure Requirements and Rights of Borrowers and Lessees
Division D
Credit Brokers
Division E
Fixed Credit
Division F
Open Credit
Division G
Lease of Goods
Division H
General
7
HIGH-COST CREDIT PRODUCTS
Division A
Definitions, Interpretation and Application
Division B
Licensing
Division C
Disclosure Requirements and Rights of Borrowers and Lessees
Division D
Cash Cards
Division E
Prohibited Practices and Remedies
Division F
Credit Brokers
Division G
Fixed Credit
Division H
Open Credit
Division I
Lease of Goods
Division J
General
8
PAYDAY LOANS
Division A
Definitions, Interpretation and Application
Division B
Licensing
Division C
Payday Loan Agreements, Disclosure Requirements and Rights of Borrowers
Division D
Cash Cards
Division E
Prohibited Practices and Remedies
Division F
General
9
GOVERNMENT CHEQUE CASHING FEES
10
COLLECTIONS AND DEBT SETTLEMENT SERVICES
11
CREDIT REPORTING SERVICES
Division A
Definitions
Division B
Credit Reporting
Division C
Credit Repair
Division D
General
12
LICENCES
13
RECORD KEEPING, ADVERTISING, COMPLIANCE REVIEWS AND ADMINISTRATIVE PENALTIES
Division A
Definitions
Division B
Record Keeping and Advertising
Division C
Compliance Reviews
Division D
Administrative Penalties
14
INVESTIGATIONS
15
ENFORCEMENT
16
MISCELLANEOUS AND GENERAL
17
TRANSITIONAL PROVISIONS, CONSEQUENTIAL AMENDMENTS, REPEALS AND COMMENCEMENT
SCHEDULE A