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Acts and Regulations
2024, c.1
- Consumer Protection Act
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Table of Contents
Consumer Protection Act
1
 DEFINITIONS, INTERPRETATION AND APPLICATION
2
 UNFAIR PRACTICES
3
 UNSOLICITED GOODS OR SERVICES
4
 CONSUMER AGREEMENTS
 Division A
 Definitions and Interpretation
 Division B
 Distance Sales Contracts andInternet Sales Contracts
 Division C
 Future Performance Contracts
 Division D
 Personal Development Services Contracts
 Division E
 Gift Cards
 Division F
 Rewards Points
5
 DIRECT SELLERS
6
 COST OF CREDIT DISCLOSURE
 Division A
 Definitions, Interpretation and Application
 Division B
 Registration
 Division C
 Disclosure Requirements and Rights of Borrowers and Lessees
 Division D
 Credit Brokers
 Division E
 Fixed Credit
 Division F
 Open Credit
 Division G
 Lease of Goods
 Division H
 General
7
 HIGH-COST CREDIT PRODUCTS
 Division A
 Definitions, Interpretation and Application
 Division B
 Licensing
 Division C
 Disclosure Requirements and Rights of Borrowers and Lessees
 Division D
 Cash Cards
 Division E
 Prohibited Practices and Remedies
 Division F
 Credit Brokers
 Division G
 Fixed Credit
 Division H
 Open Credit
 Division I
 Lease of Goods
 Division J
 General
8
 PAYDAY LOANS
 Division A
 Definitions, Interpretation and Application
 Division B
 Licensing
 Division C
 Payday Loan Agreements, Disclosure Requirements and Rights of Borrowers
 Division D
 Cash Cards
 Division E
 Prohibited Practices and Remedies
 Division F
 General
9
 GOVERNMENT CHEQUE CASHING FEES
10
 COLLECTIONS AND DEBT SETTLEMENT SERVICES
11
 CREDIT REPORTING SERVICES
 Division A
 Definitions
 Division B
 Credit Reporting
 Division C
 Credit Repair
 Division D
 General
12
 LICENCES
13
 RECORD KEEPING, ADVERTISING, COMPLIANCE REVIEWS AND ADMINISTRATIVE PENALTIES
 Division A
 Definitions
 Division B
 Record Keeping and Advertising
 Division C
 Compliance Reviews
 Division D
 Administrative Penalties
14
 INVESTIGATIONS
15
 ENFORCEMENT
16
 MISCELLANEOUS AND GENERAL
17
 TRANSITIONAL PROVISIONS, CONSEQUENTIAL AMENDMENTS, REPEALS AND COMMENCEMENT
SCHEDULE A
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